

WRAPA is Your Insurance & HMO Marketplace
Every day, insurers and HMOs make decisions that impact their customers. WRAPA enables them to automate and optimise their processes with technology solutions that deliver better experiences and outcomes, whether you need an insurance policy or an HMO health plan. Built for Nigeria, Kenya, and the wider Pan-African market.
The easiest way to find the right coverage
Our algorithms do all the hard work for you reading between the lines, decoding terms and conditions, and matching you with the insurance policy or health plan that truly fits your needs.
Insurance & Health Plan Aggregator
One place for every plan seeker. WRAPA gathers insurance policies and HMO health plans from multiple providers, organises them side-by-side, and connects you with carriers, independent agents, and HMO networks so you can compare and choose with confidence.

Quick Claims & Pre-Authorisation
Whether you're filing an insurance claim or requesting HMO pre-authorisation for a medical procedure, WRAPA's streamlined digital process makes it fast and transparent. Track every step in real time and get resolutions without the paperwork headache.

How are we doing it?
...simplifying everything about insurance and health coverage. We'll do it all for you.
Finding the right insurance or health plan
Our state-of-the-art algorithms scour the market to surface insurance policies and HMO health plans that are genuinely tailored to your needs not just the most popular ones. Whether you're buying individual cover, a group scheme, or an HMO plan for your family, we'll match you with the right option.
- Smart matching across insurance policies and HMO plans
- Partnerships with 40+ insurers and health plan providers
- Pre-negotiated discounts no haggling required

Frequently asked questions
Everything you need to know about insurance plans, HMO cover, claims, and how WRAPA works.
7+
Questions answered
24h
Support response time
Health & Wellness Tools
Free health calculators to help you understand your body and find the right coverage.
